Managing unpaid invoices can be a significant challenge for small businesses. Outstanding debts not only strain cash flow but also consume valuable time and resources. This is where a debt collection agency can make a meaningful difference, helping small businesses recover owed money while maintaining professional relationships with clients. How Debt Collection Agencies Operate Debt collection agencies specialize in recovering unpaid debts on behalf of businesses. Their services range from sending formal reminders to negotiating payment plans and, when necessary, pursuing legal actions to enforce repayment.